You can manage your PNC auto loan account online. By logging in to your account, you can view account details, make payment, view payment history, view statement, set text/email alert, update your profile and more. When you make a purchase using PNC Pay, a digital card number is used to process payments instead of your plastic card number. Your actual card number is never shared with the merchant when you shop. With PNC Pay you still get all the rewards and benefits that your PNC credit or debit card already provides, Step 1 - Find Your Car. Search new or used cars, see what others paid for the same car in your area, and explore how much you may save with PNC Total Auto ® **.. Step 2 - Apply. Apply for your Check Ready auto loan online, by phone or at a branch.. Step 3 - Get a Decision Fast